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9009 Palm Key Avenue

Oldsmar, FL 34677
  • $654,900
  • STATUS: Active
  • ON SITE: 158 Days
  • ID#: TB8461356
$654,900
  • 4
    BEDS
  • 0.05
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,587
    SQFT
  • $253
    $/SQFT
Neighborhood:
Type:
Townhouse
Built:
2018
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Searching for a low-maintenance waterfront escape in Tampa Bay? Whether you’re looking for a full-time residence, seasonal escape, or the perfect “Lock Up & Go” second home, this property offers the ideal blend of low-maintenance living and resort-style amenities. An added bonus — the flood insurance is ASSUMABLE to new buyers at currently only $1,101 annually. The HOA includes cable, internet, water, trash, roof and grounds maintenance, and gated access, leaving electricity as the only additional utility needed. This rare oversized waterfront unit stands out as one of the few in the community with expanded water views from the main living areas, creating a brighter, more open feel throughout the home. Enjoy stunning bay and conservation views from the kitchen, dining, living room, and even the primary suite upstairs. High ceilings and an open-concept layout make the home feel spacious and inviting, while the upgraded kitchen was designed with entertaining in mind. Features include an extended island, side coffee/bar station with glass-front cabinetry, spacious walk-in pantry, and over $57,000 in builder upgrades throughout the home. Upstairs, the waterfront owner’s suite feels like a private retreat with beautiful water views, dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Two additional bedrooms plus a generous bonus room provide flexible space for a media room, game room, second living area, or hosting guests. The oversized upstairs laundry room located just off the primary suite adds everyday convenience. Downstairs, the current office can easily be converted back into a fourth bedroom if desired. Step outside to your screened lanai and enjoy peaceful mornings or sunset evenings overlooking the water. Bayside Terrace offers RESORT-STYLE amenities including an infinity pool overlooking Old Tampa Bay, waterfront fire pit, fitness center, outdoor grills, kayak launch and storage, and a waterfront pier perfect for fishing or relaxing by the water. LOCATION, LOCATION, LOCATION — conveniently located just minutes to downtown Oldsmar, approximately 10 minutes to Safety Harbor, 20 minutes to Dunedin and Honeymoon Island, 25 minutes to Tampa International Airport, and 30 minutes to Clearwater Beach. This is waterfront living designed for both everyday enjoyment and effortless second-home ownership. You truly have to see it in person.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-14T23:44:25.77.
www.sellmynapleshouse.com/homes/171811056
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9009 Palm Key Avenue Oldsmar, FL 34677

  • Price: $654,900
  • Status: Active
  • On Site: 158 Days
  • ID#: TB8461356
4
Beds
3
Baths
0
½ Baths
0.05
Acres
2,587
SQFT
$253
$/SQFT
2018
Built
Neighborhood:
Bayside Terrace
County:
Pinellas
Area:
Oldsmar
Elementary School:
Oldsmar Elementary-Pn
Middle School:
Carwise Middle-Pn
High School:
East Lake High-Pn
Property Description
Searching for a low-maintenance waterfront escape in Tampa Bay? Whether you’re looking for a full-time residence, seasonal escape, or the perfect “Lock Up & Go” second home, this property offers the ideal blend of low-maintenance living and resort-style amenities. An added bonus — the flood insurance is ASSUMABLE to new buyers at currently only $1,101 annually. The HOA includes cable, internet, water, trash, roof and grounds maintenance, and gated access, leaving electricity as the only additional utility needed. This rare oversized waterfront unit stands out as one of the few in the community with expanded water views from the main living areas, creating a brighter, more open feel throughout the home. Enjoy stunning bay and conservation views from the kitchen, dining, living room, and even the primary suite upstairs. High ceilings and an open-concept layout make the home feel spacious and inviting, while the upgraded kitchen was designed with entertaining in mind. Features include an extended island, side coffee/bar station with glass-front cabinetry, spacious walk-in pantry, and over $57,000 in builder upgrades throughout the home. Upstairs, the waterfront owner’s suite feels like a private retreat with beautiful water views, dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Two additional bedrooms plus a generous bonus room provide flexible space for a media room, game room, second living area, or hosting guests. The oversized upstairs laundry room located just off the primary suite adds everyday convenience. Downstairs, the current office can easily be converted back into a fourth bedroom if desired. Step outside to your screened lanai and enjoy peaceful mornings or sunset evenings overlooking the water. Bayside Terrace offers RESORT-STYLE amenities including an infinity pool overlooking Old Tampa Bay, waterfront fire pit, fitness center, outdoor grills, kayak launch and storage, and a waterfront pier perfect for fishing or relaxing by the water. LOCATION, LOCATION, LOCATION — conveniently located just minutes to downtown Oldsmar, approximately 10 minutes to Safety Harbor, 20 minutes to Dunedin and Honeymoon Island, 25 minutes to Tampa International Airport, and 30 minutes to Clearwater Beach. This is waterfront living designed for both everyday enjoyment and effortless second-home ownership. You truly have to see it in person.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockConcreteStucco Covered Spaces 2 Direction Faces East Exterior Features Hurricane ShuttersLightingSidewalkSliding Doors Foundation Details Slab Lot Features Flood Insurance RequiredFloodZoneSidewalkStreet Dead-End Open Parking YN Yes Parking Features DrivewayGarage Door OpenerGuest Patio And Porch Features CoveredEnclosedPorchRear PorchScreened Pool Private Yn No Road Frontage Type Street BrickStreet Dead-End Road Surface Type BrickAsphaltPaved Roof Shingle View Water Water Access Bay/Harbor Water Access Yn Yes Water Body Name OLD TAMPA BAY Water Extras Fishing Pier Water Extras Yn Yes Water View Bay/Harbor - Full Water View Yn Yes Waterfront Features WaterfrontBay/Harbor Waterfront Yn Yes

Interior Features

Additional Rooms Bonus RoomDen/Library/OfficeInside Utility Appliances CooktopDishwasherDisposalDryerElectric Water HeaterMicrowaveRangeRefrigeratorWasherWater Softener Building Area Total 2587 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetCeramic TileLuxury Vinyl Furnished Unfurnished Heating Central Heating YN Yes Interior Features Attic FanCeiling Fan(s)Coffered Ceiling(s)Dry BarEating Space In KitchenHigh CeilingsIn Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimaryBedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)Walk-In Closet(s)Window Treatments Laundry Features InsideLaundry Room Levels Two Rooms Bedroom 2 (Dual Closets) Primary Bedroom (Dual SinksSplit VanitiesTub with Separate Shower StallWalk-In Closet(s)) Bedroom 3 (Walk-In Closet(s)) Bathroom 4 (Built-in Closet) Living Room Kitchen Bonus Room (No Closet) Sewer Public Sewer Stories Total 2 Water Source Public Window Features BlindsShades

Property Features

Additional Lease Restrictions Minimum lease term is 1 year and maximum leasing yearsconfirm all lease restrictions with HOA. Additional Parcels YN No Association Amenities Cable TVFitness CenterGatedPool Association Approval Required Yn No Association Fee 580 Association Fee Frequency Monthly Association Fee Includes Cable TVInternetMaintenance StructureMaintenance GroundsSecuritySewerTrashWater Association Fee Monthly Amount 580 Association Fee Requirement Required Association Yn Yes Building Name Number 9009 Cdd Yn No Community Features DockFishingWater AccessWaterfrontFitness CenterGated Community - No GuardPoolSidewalks Down Payment Resource Yes Flood Zone Code AE Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms CashConventionalFHAVA Loan Minimum Lease 1-2 Years New Construction Yn No Number Of Pets 2 Occupant Type Vacant Ownership Fee Simple Pet Restrictions Please confirm pet restrictions with HOA. Pet Size Medium (36-60 Lbs.) Pets Allowed Cats OKDogs OK Property Condition Completed Property Sub Type Townhouse Realtor Info As-IsDocs AvailableFloor Plan AvailableNo Sign Security Features Gated Community Senior Community Yn No Special Listing Conditions None Tax Annual Amount 6740.44 Total Annual Fees 6960 Total Monthly Fees 580 Utilities Cable AvailableElectricity Available Yrs Of Owner Prior To Leasing Re Yes


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of REAL BROKER, LLC: 855-450-0442.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-06-14T23:44:25.77.
 
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